CA: Your Path to Recovery
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Recover | Outsmart Disaster Your Path to Recovery If you’ve been affected by recent wildfires, floods or other declared disasters, California has resources to support your recovery every step of the way. We know that getting back on your feet can feel overwhelming—but you’re not alone. Outsmart Disaster is here to help you rebuild with confidence. This page is your one-stop guide to navigating the recovery process—from the first steps you should take after a disaster, to accessing financial assistance, filing insurance claims, and finding local and federal support. Let’s move forward together—toward recovery, resilience, and a stronger future. Immediately after a disaster Navigate Insurance Financial Assistance and Active Disaster Declarations State Resources Immediately After a Disaster When disaster strikes, the first few steps you take can make a big difference. This section walks you through essential actions to protect your people, assess the damage, and start your recovery. Stay calm, stay focused, and use these guidelines to begin moving forward safely and effectively. Check In, Stay Safe, and Respond Quickly Account for all employees: Confirm the safety and well-being of staff, customers, and visitors. Follow emergency alerts: Evacuate or shelter-in-place as needed and address immediate hazards. Assess health risks: Report injuries and assist with emergency medical care if required. Call emergency if required. Check for ongoing threats: Be aware of potential aftershocks, flooding, or secondary hazards. Record & Report damages Take photos and videos: Document damage to property, equipment, and inventory for insurance claims. Keep records: Save receipts for any immediate repairs or emergency purchases. Report the incident: Notify local emergency management, law enforcement, or other relevant agencies if required. Secure damaged areas: Prevent further loss by boarding up broken windows or shutting off utilities if necessary. Communicate Contact employees: Use an established communication plan to inform staff about next steps. Inform stakeholders: Notify customers, suppliers, and partners of any service disruptions. Leverage social media and website: Share updates to keep customers informed about the business status. Engage with local community resources: Connect with local business organizations or chambers of commerce for support. Contact Insurance Providers Initiate a claim: Report the damage to your insurer as soon as possible. Understand your policy: Review coverage details to plan for recovery costs. Document all interactions: Keep track of claim numbers, adjuster contacts, and key conversations. Assess the Impact Inspect the premises: Check for structural damage and ensure utilities like gas, electricity, and water are safe to use. Evaluate operational capacity: Determine what resources are available to resume operations. Review data backups: Ensure critical business records and customer data are intact and accessible. Assess