Search/RBF

Microloans

U.S. Small Business AdministrationRBFFEDERALEquity-Free
Best for startupsBest for bank-alternative loans
Apply Now
ShareXinf
Amount
$50,000
Deadline
Rolling
Bootstrap Score
7/10
Complexity
6/10

Track This Opportunity

Create an account to track opportunities.

About This Opportunity

The U.S. Small Business Administration's Microloan program offers loans up to $50,000, with an average of $13,000, to help small businesses and non-profit childcare centers start or expand. These loans are facilitated through community-based non-profit organizations acting as SBA funding intermediaries.

Eligibility Requirements

Required
Must be a small business or a not-for-profit childcare centerINDUSTRY
Required
Must be in the startup or expansion phaseSTAGE

Application Guide

Process
APPLICATION ONLY
Difficulty
6/10
Selection Criteria

Eligibility for small businesses and not-for-profit childcare centers, demonstrating a need for funds to start or expand, and likely ability to repay the loan. Specific criteria will be set by the SBA funding intermediaries.

Tips for Applicants

Contact your local SBA funding intermediary to understand their specific application process and requirements. Clearly articulate your business plan and how the loan will be used for startup or expansion.

Geographic Coverage

NATIONAL

Links & Resources

Source & freshness

Last verified: 8/12/2026

Primary source: Official source page

Refresh cadence: Listings are refreshed weekly.

Reminder: Confirm eligibility and deadlines before applying.

View all opportunities from U.S. Small Business Administration