Microloans
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About This Opportunity
The U.S. Small Business Administration's Microloan program offers loans up to $50,000, with an average of $13,000, to help small businesses and non-profit childcare centers start or expand. These loans are facilitated through community-based non-profit organizations acting as SBA funding intermediaries.
Eligibility Requirements
Application Guide
Eligibility for small businesses and not-for-profit childcare centers, demonstrating a need for funds to start or expand, and likely ability to repay the loan. Specific criteria will be set by the SBA funding intermediaries.
Contact your local SBA funding intermediary to understand their specific application process and requirements. Clearly articulate your business plan and how the loan will be used for startup or expansion.
Geographic Coverage
Links & Resources
Source & freshness
Last verified: 8/12/2026
Primary source: Official source page
Refresh cadence: Listings are refreshed weekly.
Reminder: Confirm eligibility and deadlines before applying.
View all opportunities from U.S. Small Business Administration