How Rhode Island businesses can use this page
Start with state-specific SSBCI programs and local/community lenders, then compare national SBA, CDFI, factoring, and vendor-credit options that may also serve Rhode Island businesses.
Rhode Island financing
Rhode Island Business Loans, SSBCI, and CDFI Financing
Find small business loans, SSBCI credit-support programs, CDFI lenders, microloans, and working-capital resources available to businesses in Rhode Island.
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Sources include Grants.gov, SAM.gov, SBIR.gov, CareerOneStop, state agencies, universities, and verified organizations.
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Featured funding opportunities
USDA Rural Microentrepreneur Assistance Program
USDA Rural Development
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Community Reinvestment Fund USA Small Business Loans
Community Reinvestment Fund USA
DEBTPRIVATEEquity-Free
$500,000Rolling
Verified Aug 12, 2026
SBA 7(a) Loan Program
U.S. Small Business Administration
DEBTFEDERALEquity-Free
$5,000,000Rolling
Verified Aug 12, 2026
SBA 504 Loan Program
U.S. Small Business Administration
DEBTFEDERALEquity-Free
$5,500,000Rolling
Verified Aug 12, 2026
SBA Microloan Program
U.S. Small Business Administration
DEBTFEDERALEquity-Free
$50,000Rolling
Verified Aug 12, 2026
SBA Lender Match
U.S. Small Business Administration
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Aug 12, 2026
USDA Business & Industry Loan Guarantees
USDA Rural Development
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Aug 12, 2026
EDA Revolving Loan Fund Program
U.S. Economic Development Administration
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Aug 12, 2026
USDA Intermediary Relending Program
USDA Rural Development
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Kiva U.S. Small Business Loans
Kiva
DEBTPRIVATEEquity-Free
$15,000Rolling
Verified Aug 12, 2026
DreamSpring Small Business Loans
DreamSpring
DEBTLOCALEquity-Free
$250,000Rolling
Verified Aug 12, 2026
Lendistry Small Business Loans
Lendistry
DEBTPRIVATEEquity-Free
$500,000Rolling
Verified Aug 12, 2026
What to verify before applying
Confirm geography, business age, eligible uses, credit criteria, collateral, personal guarantee, lender participation, fees, rates, and whether the program is currently accepting applications.