What SSBCI can fund
SSBCI programs are state-run credit-support tools designed to unlock private capital for small businesses. Common structures include loan guarantees, participation loans, collateral support, and capital access programs.
State credit programs
SSBCI State Small Business Credit Programs
Find State Small Business Credit Initiative programs across all 50 states, including loan guarantees, loan participation programs, collateral support, capital access, and equity-only SSBCI programs.
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Data sources
Sources include Grants.gov, SAM.gov, SBIR.gov, CareerOneStop, state agencies, universities, and verified organizations.
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Listings are checked weekly where source data allows, with stale or closed programs removed from public results.
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Featured funding opportunities
Minnesota SSBCI: Automation Loan Participation Program
Minnesota Department of Employment and Economic Development
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Arkansas SSBCI: Arkansas Capital Access Program
Arkansas Development Finance Authority
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
New Jersey SSBCI: New Jersey Capital Access Fund
New Jersey Department of the Treasury
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Mississippi SSBCI: Mississippi CDFI Small Business Loan Fund
Mississippi Development Authority (MDA)
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Pennsylvania SSBCI: PA-SSBCI Revolving Loan Fund Program
Pennsylvania Department of Community & Economic Development
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Alaska SSBCI: Alaska Loan Participation Program
State of Alaska University of Alaska Small Business Development Center
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Alabama SSBCI: Innovate Alabama Collateral Support Program
Alabama Department of Finance
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Maine SSBCI: Finance Authority of Maine, Commercial Loan Insurance Program
Finance Authority of Maine
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Virginia SSBCI: Virginia SSBCI 2.0 Cash Collateral Program (CCP)
Virginia Small Business Financing Authority VSBFA
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
Nebraska SSBCI: Nebraska Growth Loan Fund (NGLF)
Nebraska Department of Economic Development
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
New Hampshire SSBCI: Loan Participation Program - Term
New Hampshire Department of Business and Economic Affairs
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
New Jersey SSBCI: Angel Match Program
New Jersey Department of the Treasury
DEBTSTATEEquity-Free
Amount variesRolling
Verified Aug 12, 2026
How to apply
Most SSBCI programs are administered through state agencies, CDFIs, economic-development partners, or participating lenders. Verify your state, lender availability, eligible use of funds, rates, and documentation before applying.
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