California SSBCI programs (IBank)
California’s SSBCI footprint in Bootstrap Directory includes the Small Business Loan Guarantee Program, Loan Participation Program (LPP), Collateral Support Program (CSP), CalCAP, and the Inclusive California Initiative — primarily under the California Infrastructure and Economic Development Bank and related Treasurer/CPCFA pages. These are credit-enhancement and capital tools delivered with participating lenders; confirm current enrollment and terms on the official links.
California CDFI and community lenders
California-tagged CDFIs on this hub include Accion Opportunity Fund, Pacific Community Ventures, CDC Small Business Finance, Working Solutions, and Main Street Launch. Compare max loan size, startup eligibility, collateral, speed, and coaching — then verify you are in the lender’s California service area.
How California businesses should use this page
Start with the California-only SSBCI/IBank and CDFI cards, then use national SBA 7(a)/504/microloan options if you need a conventional guarantee product. State credit programs often require a bank or CDFI partner rather than a direct online grant-style application.
What to verify before applying
Confirm California nexus, eligible uses, personal guarantee, collateral, fees, and whether the SSBCI or CDFI product is currently open. Prefer IBank, Treasurer/CalCAP, and lender sites over secondary summaries. Our rows were last verified around August 2026 — re-check before you apply.