New York SSBCI programs (Empire State Development)
New York’s SSBCI footprint in Bootstrap Directory includes the umbrella Small Business Credit Initiative page plus Contractor Financing Revolving Loan Fund, Bonding Assistance, New York Forward Loan Fund II, Capital Project Loan Fund, Small Business Revolving Loan Fund II, Capital Access Program, and NYS Loan Guarantee Program — administered with ESD and participating lenders. Confirm current enrollment and terms on the official ESD and Treasury summary links.
New York CDFI and community lenders
New York-tagged CDFIs on this hub include TruFund Financial Services, Pursuit, Accompany Capital, and Renaissance Economic Development Corporation. Compare max loan size, immigrant/underserved focus, SBA products, collateral, speed, and coaching — then verify you are in the lender’s New York service area.
How New York businesses should use this page
Start with the New York-only ESD/SSBCI and CDFI cards, then use national SBA 7(a)/504/microloan options if you need a conventional guarantee product. State credit programs often require a bank or CDFI partner rather than a direct online grant-style application.
What to verify before applying
Confirm New York nexus, eligible uses, personal guarantee, collateral, fees, and whether the SSBCI or CDFI product is currently open. Prefer ESD and lender sites over secondary summaries. Our rows were last verified around August 2026 — re-check before you apply.