New York State Small Business Credit Initiative
Empire State DevelopmentDEBTSTATEEquity-Free
Amount
Not specified
Deadline
Rolling
Bootstrap Score
8/10
Complexity
6/10
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About This Opportunity
New York's SSBCI programs support small business access to capital through state-backed lending, loan guarantees, and investment programs administered by Empire State Development and partners.
Geographic Coverage
NY
Links & Resources
Funder Websitehttps://esd.ny.gov/
Source & freshness
Last verified: 8/12/2026
Primary source: Official source page
Refresh cadence: Listings are refreshed weekly.
Reminder: Confirm eligibility and deadlines before applying.
Loan / Debt Terms
Interest Rate
Varies by lender/program
Repayment Terms
Business loan repayment terms vary by lender, loan use, collateral, and program rules. Verify current rates, fees, collateral, and guarantee requirements with the official lender or agency before applying.
Collateral
Not required
Personal Guarantee
Not required