SBA Microloan Program
U.S. Small Business AdministrationDEBTFEDERALEquity-Free
Best for startupsBest for bank-alternative loans
Amount
$50,000
Deadline
Rolling
Bootstrap Score
8/10
Complexity
6/10
Track This Opportunity
Create an account to track opportunities.
About This Opportunity
The SBA Microloan program provides smaller business loans through nonprofit intermediary lenders, often paired with technical assistance for startups, newer businesses, and underserved entrepreneurs.
Geographic Coverage
NATIONAL
Links & Resources
Funder Websitehttps://www.sba.gov/
Source & freshness
Last verified: 8/12/2026
Primary source: Official source page
Refresh cadence: Listings are refreshed weekly.
Reminder: Confirm eligibility and deadlines before applying.
View all opportunities from U.S. Small Business Administration
Loan / Debt Terms
Interest Rate
Varies by lender/program
Repayment Terms
Business loan repayment terms vary by lender, loan use, collateral, and program rules. Verify current rates, fees, collateral, and guarantee requirements with the official lender or agency before applying.
Collateral
Not required
Personal Guarantee
Not required