How New Jersey businesses can use this page
Start with state-specific SSBCI programs and local/community lenders, then compare national SBA, CDFI, factoring, and vendor-credit options that may also serve New Jersey businesses.
New Jersey financing
New Jersey Business Loans, SSBCI, and CDFI Financing
Find small business loans, SSBCI credit-support programs, CDFI lenders, microloans, and working-capital resources available to businesses in New Jersey.
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Data sources
Sources include Grants.gov, SAM.gov, SBIR.gov, CareerOneStop, state agencies, universities, and verified organizations.
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Featured funding opportunities
SBA Lender Match
U.S. Small Business Administration
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Oct 24, 2026
SBA 7(a) Loan Program
U.S. Small Business Administration
DEBTFEDERALEquity-Free
$5,000,000Rolling
Verified Oct 24, 2026
USDA Business & Industry Loan Guarantees
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Oct 24, 2026
New Jersey SSBCI: Angel Match Program
New Jersey Department of the Treasury
DEBTSTATEEquity-Free
Amount variesRolling
Verified Oct 24, 2026
USDA Rural Microentrepreneur Assistance Program
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Oct 24, 2026
EDA Revolving Loan Fund Program
U.S. Economic Development Administration
DEBTFEDERALEquity-Free
Amount variesRolling
Verified Oct 24, 2026
SBA 504 Loan Program
U.S. Small Business Administration
DEBTFEDERALEquity-Free
$5,500,000Rolling
Verified Oct 24, 2026
What to verify before applying
Confirm geography, business age, eligible uses, credit criteria, collateral, personal guarantee, lender participation, fees, rates, and whether the program is currently accepting applications.